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Finance Options

Finance Options for Hearing Aids

We offer 24-month interest free and 36-month interest free finance options with Q MasterCard® at our clinics.

Terms and Conditions

24-Month Interest Free Finance

  • 24 months interest free is available on Long Term Finance for in-store purchases only until further notice.
  • Minimum spend $1,000.
  • Lending criteria, $50 annual Account Fee, fees and T&Cs apply.
  • A $55 Establishment Fee applies to the customer’s first Long Term Finance transaction and a $35 Advance Fee applies to subsequent Long Term Finance transactions.
  • Minimum payments of 3% of the monthly closing balance or $10, whichever is greater, are required throughout the interest-free period.
  • Paying only the minimum monthly payments will not fully repay the balance before the end of the interest-free period.
  • The Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at the end of the Long Term Finance interest-free period.
  • Other interest rates and fees may apply.
  • Rates and fees are subject to change.
  • New customers need to apply and be approved for a Q Mastercard credit card.
  • Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

Terms and Conditions

36-Month Interest Free Finance

  • 36 months interest free is available on Fixed Instalment Finance for in-store purchases only until further notice.
  • Minimum purchase price of $5,000 applies.
  • Lending criteria, fees, terms and conditions apply.
  • A $55 Establishment Fee applies to a customer's first Fixed Instalment purchase.
  • A $35 Advance Fee applies to subsequent Fixed Instalment purchase
  • A $50 Annual Account Fee applies.
  • Other fees and charges may apply in accordance with your credit contract.
  • New customers must apply and be approved for a Q Mastercard credit card.
  • Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period.
  • The Fixed Instalment purchase will be repaid through equal monthly Instalments over a 36-month term.
  • Customers may repay their Fixed Instalment in full at any time without penalty.
  • Customers will be required to make an Instalment payment every month as shown in the month statement.
  • Any overpayment in a month will not remove your requirement to make an Instalment payment the following month.
  • Provided all required repayments are made in accordance with the credit contract, no interest will be charged on the financed purchase during the 36-month promotional period.
  • If an Instalment is missed or received after the Due Date the Q Mastercard account may fall into arrears.
  • Additional fees, charges and other consequences may apply in accordance with the credit contract.
  • Rates and fees are subject to change.
  • Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or withdraw this offer at any time.
  • Any changes will not affect existing credit contracts except as permitted by law and the applicable credit contract.

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    12 Months Interest Free
    12 months interest free is available on Long Term Finance for in-store purchases only until further notice. Min spend $200. Lending criteria, $50 annual Account Fee, fees and Ts&Cs apply. A $55 Establishment Fee applies to the customer’s first Long Term Finance transaction and a $35 Advance Fee applies to subsequent Long Term Finance transactions. Minimum payments of 3% of the monthly closing balance or $10, whichever is greater, are required throughout the interest-free period. Paying only the minimum monthly payments will not fully repay the balance before the end of the interest-free period. The Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at the end of the Long Term Finance interest-free period. Other interest rates and fees may apply. Rates and fees are subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.